Fundamentals of Credit Analysis

位教师： Doug Williamson 另外 1 个

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您将学到什么

Explain the concept of credit risk and how it affects pricing in bonds.

Discuss the four Cs (Capacity, Collateral, Covenants, and Character) of standard credit analysis.

Analyze statements, calculate ratios to gauge borrower risk and its impact on debt pricing.

Compare different types of bonds based on their credit ratings and explain the meaning behind those ratings.

您将获得的技能

Risk Analysis

Financial Statements

Analysis

Credit Risk

Risk Management

Financial Statement Analysis

Financial Analysis

要了解的详细信息

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6 项作业

了解顶级公司的员工如何掌握热门技能

该课程共有2个模块

This course provides a structured introduction to evaluating credit quality in corporate issuers.Learners examine credit risk fundamentals, the role of credit ratings, the “4 Cs” of credit analysis, and key financial ratios used to assess borrower risk and bond pricing.

Through practical examples, participants learn how analysts interpret credit metrics to inform lending, investment, and risk management decisions.

Designed for professionals across front, middle, and back-office functions—or those aspiring to such roles—this course benefits individuals in lending, fixed income investment, operations, or risk assessment. No prior credit analysis experience is required;

the program builds from foundational concepts to applied analytical techniques.

By the end, learners will be able to explain credit risk, analyze financial statements, interpret credit ratings, and compare bonds by credit quality—skills essential for informed decision-making in diverse market conditions.

In this module, you’ll learn the foundations of credit analysis, including how credit risk fits within overall investment risk and how bonds are priced.

You’ll explore the four Cs of credit analysis—capacity, collateral, covenants, and character—to assess borrower quality and repayment likelihood.

Through practical examples and clear frameworks, you’ll gain the skills to evaluate issuers, understand bond valuation, and make informed credit decisions.

涵盖的内容

9个视频 3篇阅读材料 2个作业

Introduction to the Course and the Instructor • 2分钟

Investment Risk • 4分钟

Credit Risk • 4分钟

Bonds, Issuers, Borrowers and Investors • 4分钟

Bond Pricing • 4分钟

Capacity • 4分钟

Collateral • 4分钟

Covenants • 4分钟

Character • 4分钟

Welcome to the Course • 5分钟

Additional Resources • 10分钟

Additional resources • 10分钟

Credit Risk and Bond Pricing • 20分钟

The Four Cs Of Credit Analysis • 20分钟

Credit Risk Assessment and Financial Analysis

In this module, you’ll learn how to assess creditworthiness by evaluating financial statements, analyzing key ratios, and interpreting credit ratings.You’ll explore how assets, liabilities, profitability, and cash flow sustainability inform credit risk.

You’ll also master the use of leverage, coverage, and profitability ratios, and understand the methodologies behind credit ratings, default probabilities, and loss recovery.

Through expert-led videos, practical exercises, and real-world case studies, you’ll develop the skills to conduct thorough financial and credit analysis, enabling sound lending and investment decisions.

涵盖的内容

13个视频 3篇阅读材料 4个作业

Sustainable Cash Flows • 4分钟

Profits and Losses • 5分钟

Liabilities • 3分钟

Assets • 4分钟

Cover Ratios • 5分钟

Profitability • 3分钟

Leverage • 4分钟

Loan to Value • 3分钟

Credit Rating Agencies • 4分钟

Ratings Scales and Default • 4分钟

Investment and Non-Investment Grade Issues • 4分钟

Probability of Default and Loss Given Default • 4分钟

Conclusion and Takeaways • 1分钟

Additional Resources • 10分钟

Financial Statements Evaluation • 20分钟

Financial Ratio Analysis • 20分钟

Credit Ratings • 20分钟

Final Assessment • 30分钟

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已于 Oct 23, 2024审阅

The teacher is really good, concepts are clear and easy to follow

已于 Jun 16, 2024审阅

This course has helped me enhance my credit analysis skills which is very important part of my job.

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