课程概览
Money laundering and terrorist financing present some of the most significant risks to global financial stability, corporate integrity, and regulatory compliance
. With constantly evolving techniques, emerging technologies and tightening international rules, professionals across banking, fintech and legal sectors must stay ahead of the curve.
This intensive one-day training course provides a comprehensive, practical guide to the
fundamentals, frameworks, and real-world practices
of anti-money laundering (AML) and counter-terrorist financing (CTF).
You will gain clarity on the full spectrum of risks - from traditional laundering methods to digital currencies and fintech platforms - and learn how to apply a risk-based approach in monitoring, reporting and compliance.
Through expert-led sessions, you will explore:
The mechanics of money laundering and terrorist financing, including methods, sources and economic impacts
The global legal and regulatory landscape, including FATF standards, EU directives, UK and US frameworks, UN resolutions and Wolfsberg Principles
How to implement robust
customer due diligence (CDD)
and effective
to detect suspicious activity
The role of fintech innovations, digital identity and virtual assets in reshaping financial crime risks
Best practices in
internal controls, reporting obligations and governance
within banks and financial institutions
Practical approaches to customer onboarding, know your customer, correspondent banking and handling high-risk entities such as PEPs and non-profits
By the end of the training course, you will be equipped with the knowledge and practical tools to strengthen your organisation’s AML/CTF framework, ensure compliance with international standards and mitigate the legal, financial and reputational risks associated with financial crime.
The expert trainer will use a mix of theory, case studies and practical examples to enhance understanding of this highly complex area and help embed the learning.
This training course is part of our series of
Corporate Strategy Training Courses
covering the essential skills and best practices for all Company Directors and Company Secretaries, as well as business leaders and entrepreneurs.
Benefits of attending
By attending this training course, you will:
Understand
the mechanics of money laundering and terrorist financing, from traditional methods to emerging digital risks
Gain
clarity on global AML/CTF frameworks, including FATF, EU directives, UK and US regulations, UN resolutions, and Wolfsberg Principles
Apply
a risk-based approach to customer profiling, transaction monitoring, and compliance oversight
Strengthen
customer due diligence (CDD) practices, including handling PEPs, beneficial ownership and high-risk clients
Learn
how fintech, virtual assets and digital identity are reshaping financial crime risks and compliance requirements
Build
effective internal controls and governance structures across all levels of your organisation
Master
reporting obligations, from suspicious activity reports to cross-border compliance
Protect
your organisation from regulatory fines, reputational harm and operational disruption by implementing best-practice strategies
Who should attend?
This training course has been designed for organisations needing to strengthen their AML/CTF compliance, professionals updating their knowledge on global frameworks and digital risks, teams handling due diligence and monitoring, and lawyers needing practical AML/CTF expertise.
Compliance officers and managers
Legal counsel and in-house lawyers
Private practice lawyers
Risk and audit managers
Money laundering reporting officers (MLROs) and deputy MLROs
Board members and company directors
CFOs and financial controllers
Procurement and supply chain managers
Corporate governance professionals
Banking and financial services professionals working in onboarding, operations, or transaction monitoring
Regulatory affairs and governance specialists
Understanding money laundering & terrorist financing
课程大纲
What is money laundering?
Why is money laundered?
Process of money laundering
Methods used for money laundering
Sources of tainted money
Effects of money laundering
Economic effects
What crimes generate property that can be laundered?
What forms of property can be laundered?
What is terrorist financing?
How does terrorist financing differ from money laundering?
Sanctions
An insight into why these are important
Which sanctions lists should you use?
Anti-money laundering and combating terrorist financing – legal and regulatory structures
Legislations against money laundering
Financial Action Task Force (FATF)
BASEL Committee
European Union Directives on money laundering
UK regulatory framework
UN Resolutions
The Wolfsberg Principles
US regulatory framework
Other global initiatives
Risk based approach and compliance monitoring
Risk-based approach
Risk rating factors:
Factor 1: Customer type
Factor 2: Geographical location
Factor 3: Product and services
Customer overall risk assessment
Electronic risk rating
Risk-scoring model
Risk assessment of correspondent banks
Fintech and the evolution of money and financial crime
Transaction Monitoring Systems (TMS)
Fintech highlights
Customer onboarding
Digital identity digital identity guidance
Money as a medium of exchange
Virtual currencies and virtual assets
From Bitcoin to other virtual currencies
Stablecoins
Customer due diligence
Identifying money laundering and terrorist financing activity
Customer due diligence (CDD):
Simplified due diligence
Enhanced due diligence
Unwrapping beneficial ownership
Politically Exposed Persons (PEPs)
Monitoring client activity
Reporting suspicious activity
Client confidentiality
Handling the risk of tipping off
Role of correspondent banking
Introduction
Policies and measures
Wire transfer
Role of ordering, intermediary and beneficiary banks
Internal controls and structure
Roles and responsibilities
Designated director
Internal investigations
Closing the account
Mutual legal assistance treaties
Financial intelligence units
Reporting obligations and transaction monitoring
Cash Transaction Reporting (CTR)
Counterfeit Currency Reporting (CCR)
Suspicious Transaction Report (STR)
Non-Profit Organisation Transaction Reports (NTRs)
Approach of banks for monitoring of transactions
Essentials of transaction monitoring process
Methods of monitoring
Suspicious transaction
Name screening
Customer onboarding requirements
Individual accounts
Corporates accounts
Charities and non-profit organisations
Customer onboarding and digital identity
Account opening procedures
Know your customer update
Online know your customer update
Identity verification
Challenges and threats of digital ID and online customer onboarding
Benefits of digital identity and online onboarding
Proposed mechanism for implementing online onboarding
Know your customer and the international context
The importance of know your customer and who is required to implement it
Relationship between know your customer and anti-money laundering
The international context of know your customer
BASEL Committee on know your customer policies